Disability Benefits

Your chances of becoming disabled before retirement, either from an accident or illness, are far greater than your chances of dying before retirement.

• In the United States: The National Safety Council reports that a disabling injury occurs every 1.5 seconds. 1
  
• The American Cancer Society predicts over 1.2 million new cancer cases to be diagnosed in 2002. 2

If you suffered an injury or became ill and were unable to work, whom would you depend on for a monthly income? Lang evaluates the options.

• Short Term Disability
• Long Term Disability
• Cafeteria Options for Disability
• Voluntary Disability

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1 National Safety Council, Report of Injuries in America, October 2001
2 American Cancer Society, Cancer Facts & Figures, 2002